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Workers’ comp doesn’t have to be a burden

for Business owners / Policyholders

Simple & straight-forward


Pay-As-You-Go is an alternative way to pay premiums for your Workers’ Comp insurance. It doesn’t require a down payment/deposit. It is based on your actual payroll per-pay-period instead of your best guess projected payroll for the year.

What does that mean for you? Better cash flow by paying smaller amounts, more frequently. Accuracy that ensures you pay exactly what you owe—no more, no less. Eliminate the risk of having to cut a big check after an audit reveals you’ve underpaid.

Pay Workers’ Comp insurance based upon actual payroll, per-pay-period, instead of having to pay a loosely estimated amount throughout the year and try and balance it out with a credit or additional lump sum payment.

What Sets RPM Apart

We’re the only Pay-As-You-Go provider that hooks right into your current payroll and insurance setup. We work with your Insurance Carrier, Agent/Broker, and Payroll Provider. We’re not an alternative, we’re an integration. Most Pay-As-You-Go providers are already affiliated with a specific payroll or insurance company. We’re independent!

Why should you care? It means you can have the benefits of Pay-As-You-Go Workers’ Comp insurance without having to change Payroll Providers or insurance. You continue to run payroll as normal, we take care of the rest. You’ll never have to worry about over- or under-paying your insurance. No audit penalties. No down payments. No fear of audit results. No hidden agenda. Just really, really simple insurance premiums.

Best of all, your premium payments are calculated on actual payroll costs. If your business is light in the winter, your premiums will drop to reflect that. We’ll ensure you pay exactly what you’re required to pay. No more, no less.


How you benefit from RPM

  • Little to No Down Payment

  • Minimize Audit Surprises

  • Avoid Late Fees

  • Super Simple Integration & Set-Up
  • Keep Your Current Insurance Agent & Payroll Provider

  • Payments Based on Actual Payroll

We’re your audit advocate.

After an audit has been performed you might still have a premium due. We can help you review the auditor’s findings, and assist with a dispute if necessary. We can help you with your audits, pulling specific reports for you to reduce audit prep time.


Workers’ Comp insurance is required.

You have to pay it, but it doesn’t have to be a burden. When you work with us, your payments are integrated directly with your payroll. You connect us with your Payroll Provider and Insurance Agent/Broker, we take care of the rest. Yes, it’s really that simple.


Let’s work together

ready to get workers’ comp insurance off your mind?
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see what others have to say about working with us.

"One of the more professional organizations in this area, who can effectively balance and represent the policyholder, agent and carrier’s needs.

— Andrew Hughes, Builders Insurance Group

"The way RPM handles Pay-As-You-Go has simplified the insurance transaction and has helped make our Workers’ Comp payment processing seamless.

— Bennett Goldblum, Beacon Aviation Insurance Services

"Reliable Premium has been an amazing partner. They really stay on top of things and their reporting is very accurate and timely. The experience and knowledge they offer is an asset to our organization. Best of all, their customer service is outstanding!

— Jayson Beuchler, Normandy Insurance Company

"RPM reduces our service work and staff time, thereby making our office much more efficient and productive. Give them a try, you will be glad you did.

— Greg Roe, Roe Insurance Inc.