Payroll Providers

An independent partner built to help you do more for your customers

We connect with your payroll service to receive payroll reports, calculate workers’ comp premiums, and handle collection and remittance to the carrier. It’s simpler for you, easier for your customers, and helps you stand out from competitors.

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National Confidence

10,000+

growing businesses

2,000+

agents

100+

carriers and major payroll providers

Let's Work Together

The RPM Advantage

Better service for your customers

Improve cash flow for your customers

RPM Advantage:

Pay As You Go billing helps customers better manage cash flow by spreading workers’ comp payments across payroll cycles instead of relying on large estimates or deposits.

Expert support for reporting and audits

RPM Advantage:

We help your customers stay on track by supporting payroll reporting throughout the year and guiding them through the audit process, reducing confusion and last-minute surprises.

Independent & flexible by design

RPM Advantage:

RPM is not affiliated with any single carrier, agent, or payroll company. We work with most insurance carriers and payroll providers, allowing you to support a wide range of customers regardless of size, industry, or business model.

Stand out from competitors

RPM Advantage:

By offering payroll-based workers’ comp payments, you provide customers with a straightforward alternative to traditional estimated billing. The result is a smoother experience for your customers and a clear advantage for your business.

Trusted service built for accuracy, clarity, and peace of mind
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We prioritize accuracy and transparency. With clear reporting and consistent support, you can gain confidence that your clients’ premiums are handled correctly and compliantly.

Why payroll providers trust RPM:
  • We support thousands of policyholders nationwide
  • Our team works directly with clients to handle workers’ comp billing questions and audit support
  • Clear, easy-to-understand reporting helps clients understand how premiums are calculated and aligned with payroll

Real people. Real support. Every time.

Every interaction with RPM connects your clients to a knowledgeable human who understands their needs, helping you build stronger, longer-lasting relationships without additional lift.

Talk with a human
How It Works
Three steps to offering better workers’ comp support
Get Started

01.

Submit the Authorization Form Online

Have your client submit the authorization form online to get set up with RPM.

02.

RPM manages workers’ comp billing alongside payroll

Once set up, RPM uses your client’s payroll reports to calculate workers’ comp premiums and handle monthly remittance to the carrier. This helps align billing with payroll activity, reducing confusion and audit discrepancies for your clients.

03.

We support your clients year-round

From onboarding and payroll-related questions to audit preparation, RPM works directly with your clients throughout the policy term, reducing workers’ comp-related requests to your team.

Get started with RPM

Our Services

Enhance client support without increasing your workload

Pay As You Go workers’ comp

PAYGO aligns premiums with actual payroll, reducing billing confusion and smoothing out the annual audit for your clients.

  • Premiums reflect real payroll
  • Fewer surprises during renewal
  • Easier conversations with your clients
Learn more about Pay As You Go

Audit review assistance

We review client audits at no additional cost to ensure accuracy, resolve discrepancies, and reduce friction for both you and your clients.

  • Expert review of payroll and class codes
  • Clear explanations for you and your client
  • Included with every RPM relationship
Learn more about Audit Reviews
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Success Stories
See why our partners have put their trust in us

Reliable Premium was one of the best payroll and insurance-related companies that I have ever done business with, and I was grateful for their exceptional customer service. They made the setup and moving forward process easy to use. Our WC + GL auditors loved the easy-to-understand and per-payroll pay as you go data. They made my job much easier—especially for audits. I would highly recommend Reliable Premium to any company, regardless of their company size or payroll process.

- Jessica Lyon at Rays Restaurant

Reliable Premium made the process over four years easy. I wish the best for y'all.

- Andy at Foghorn Delivery Services

Wow, that was just too easy. In this world of insufferable passcodes, secondary confirmations, security codes, and so forth and so on, which I just can't stand, this was so nice.

- Glenn S. Bromley, Assistant Controller at Landmark Hospitality

Who We Serve

Any payroll. Any carrier. One payments partner.

Frequently Asked Questions

Take the guesswork out of workers’ comp

  • What is Pay As You Go workers’ comp?

    Pay As You Go (PAYGO) workers’ compensation is an insurance payment model where a business’s premiums are calculated based on actual, real-time payroll wages, rather than an annual estimation, reducing the risk of a large, unexpected bill at the end of the year.

  • Does RPM work with my existing payroll provider?

    As an independent provider, we’re unaffiliated with any specific payroll provider, insurance agent, broker, or carrier. That means you can enjoy all the benefits of our Pay As You Go service with any carrier and payroll provider.

  • How does RPM ensure my data is protected?

    All payroll, employee, and payment data is encrypted to the highest industry standards. Every transaction is protected with encrypted systems and clear reporting. These systems and strict access controls keep your data secure.

  • What experience does RPM have with policyholders?

    We’ve helped over 20,000 businesses simplify their workers’ comp payments through accuracy, technology, and genuine human support. Simply fill out the form on this page or call 320-203-0700 to learn more.

Find More Answers
Contact Us
Have questions?

Whether you’re ready to set up a call, or you’d just like to get to know us better with a few questions, we’re happy to help.

Here’s what you can expect:
  • Access to experts when you need them
  • Accurate, friendly, and human support
  • An unparalleled level of knowledge
  • Respect, no matter the size of your company
Looking to submit an authorization form?
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